Updated 15.3.24
This information pertains to SmartStepstoAustralia.com, the MovetoAustraliaToolkit.com, the Move to Australia Directory and the Move to Australia Facebook community. These all come under the brand of SmartStepstoAustralia and where that is mentioned or implied, it applies to all of the websites and resources as a collective.

ACCURACY: The information contained in these websites is for general information purposes only. The information is provided by Karen Bleakley at Smart Steps to Australia and various external companies who provide their listings. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, suitability, accuracy, reliability, or availability with respect to the website or the information, services, content, products or related graphics contained on the website or associated social media, for any purpose. Any reliance you place on such information is, therefore, strictly at your own risk.

In no event will we be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of these websites or their content.

AVAILABILITY: Every effort is made to keep the websites running smoothly. However, Karen Bleakley at Smart Steps to Australia takes no responsibility for, and will not be liable for, the website content being temporarily unavailable due to technical issues beyond our control.

ONLINE CONTENT/ACCURACY: Karen Bleakley at Smart Steps to Australia attempts to be as accurate as possible in all online content. However, Karen Bleakley at Smart Steps to Australia does not warrant that the content on the website or in the directory is accurate, complete, reliable, current, or error-free. If a directory listing on https://directory.smartstepstoaustralia.com/ or any content on Smart Steps to Australia websites is identified as incorrect, or not as described, you should contact info@smartstepstoaustralia.com providing full details.

LIMITATION OF LIABILITY: In no event will Karen Bleakley at Smart Steps to Australia be liable to you for any incidental, consequential or indirect damages arising from the use of Smart Steps to Australia website, the Move to Australia Facebook group, the Move to Australia Toolkit products or the Move to Australia Directory, or through using any of the external services that are linked to on any of the websites.

INTELLECTUAL PROPERTY: All intellectual property rights are owned by Karen Bleakley at Smart Steps to Australia. Those rights include, but are not limited to, copyright, database rights, design rights (whether registered or unregistered), trademarks (whether registered or unregistered) and other similar rights, wherever existing in the world, together with the right to apply for protection of the same. All other trademarks, logos, service marks, company or product names referenced on the website are the property of their respective owners.

EMAIL COMMUNICATION: When you visit Smart Steps to Australia or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically in response to that particular issue. We will communicate with you by e-mail or by posting notices on this site. You will only be added to our email list if you request as such and you can unsubscribe at any time. Email communication with any of the businesses listed on any of our sites will be managed by those businesses directly and we do not have any control over this.

COPYRIGHT: All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Karen Bleakley at Smart Steps to Australia or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of Karen Bleakley at Smart Steps to Australia.

TRADE MARKS: Karen Bleakley at Smart Steps to Australia’s trademarks may not be used in connection with any product or service that is not Smart Steps to Australia, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Karen Bleakley at Smart Steps to Australia. All other trademarks not owned by Karen Bleakley at Smart Steps to Australia or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Karen Bleakley at Smart Steps to Australia or its subsidiaries.

LICENSE AND SITE ACCESS: Karen Bleakley at Smart Steps to Australia grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Karen Bleakley at Smart Steps to Australia, with the exception of the Premium content downloads which are available for your personal download use after purchase. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Karen Bleakley at Smart Steps to Australia. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Karen Bleakley at Smart Steps to Australia so long as the link does not portray Karen Bleakley at Smart Steps to Australia, its associates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter.

RISK OF LOSS: Premium content (this refers to online products available on the Move to Australia Toolkit site) purchased from Karen Bleakley at Smart Steps to Australia/Move to Australia Toolkit with a one-off cost has lifetime access (unless otherwise stated). Should you be unable to access the content at any time, for any reason, contact info@smartstepstoaustralia.com.

Risk of loss for any items purchased through affiliate links are with the supplier, not Smart Steps to Australia.

DISPUTES: Any dispute relating in any way to your visit to Smart Steps to Australia’s website or to Premium products you purchase from Karen Bleakley at Smart Steps to Australia can be submitted to info@smartstepstoaustralia.com in the first instance. Any disputes with any of the businesses listed on Smart Steps to Australia or the Move to Australia Directory should be discussed with the business in question.

PREMIUM CONTENT TERMS AND CONDITIONS: This relates to any digital items purchased, or listing membership in the Move to Australia Directory.

1. By purchasing the Premium content on Smart Steps to Australia/Move to Australia Toolkit/Move to Australia Directory you agree to the terms and conditions below and any other terms, conditions, disclaimers displayed elsewhere on www.smartstepstoaustralia.com or MovetoAustraliaToolkit.com
2. You confirm the information that you have provided through site membership (if relevant) is true and correct.
3. You understand that the information you provide through site membership (if relevant) is stored in the Smart Steps to Australia database which may be hosted by a contracted service provider to Smart Steps to Australia.
4. By purchasing premium content, you consent to your personal information being used for the following purposes:
   1. to register your interest in similar Premium content as it becomes available.
   2. to identify any future events or business developments that may be of interest to you.
5. Please note that if you opt-out to receive email updates as part of your purchase or membership registration Karen Bleakley at Smart Steps to Australia may still contact you in relation to your purchase.

GUARANTEES: Karen Bleakley at Smart Steps to Australia / Move to Australia Toolkit does not guarantee eligibility to migrate to Australia. Any guarantees made by businesses listed in the Move to Australia Directory are with that service directly, not with the Move to Australia Directory.

Purchasing any Premium content will not remove all work from the process of emigrating. Karen Bleakley at Smart Steps to Australia / Move to Australia Toolkit does not guarantee the outcome of your move to Australia will be successful. Any action you take as a result of reading Smart Steps to Australia or buying items from Move to Australia Toolkit, the Premium content and the Move to Australia Facebook group should be backed up by your own research and by engaging relevant, qualified professionals.

Information and facts provided in the Premium content will be reviewed and updated regularly. However, ad hoc changes will be made as and when Karen Bleakley at Smart Steps to Australia becomes aware of them.

Listings in the Move to Australia Directory are generally managed by the business that placed the listing. Smart Steps to Australia doesn’t control the wording of the listings. However, we hold the right to remove or edit content if it is deemed to be against our values, untrue, slanderous or such like.

CONTENT: Smart Steps to Australia is a website and blog © copyrighted by Karen Bleakley of Smart Steps to Australia. Move to Australia Toolkit and the Move to Australia Directory are websites © copyrighted by Karen Bleakley of Smart Steps to Australia. No part of any website or downloads from the sites may be copied, or changed in any format, sold, or used in any way, online or offline under any circumstances without express permission from Karen Bleakley. You can contact info@smartsteptstoaustralia.com with any questions.

Written content and images provided by businesses for the Move to Australia Directory are provided, owned and the responsibility of the businesses that created the listing. Smart Steps to Australia does not hold any rights over this content.

The websites contain the following:

EDITORIAL: The content on SmartStepstoAustralia is written and/or edited by Karen Bleakley, unless otherwise stated.

REVIEW POSTS: In the case of review posts, Karen Bleakley at Smart Steps to Australia may have been sent an item to review or given a service for free in return for writing an honest review or paid for her time to conduct a review. Karen Bleakley also reviews things she has purchased herself. All views are entirely personal opinions. Not all items that are sent for review will be included in the blog. Where items were gifted for reviews, this is clearly disclosed at the top of the post. Contact info@smartstepstoaustralia.com to discuss review opportunities.

GUEST POSTS: These may be written by another blogger or business with a link back to their site. Guest posts must be relevant to the audience and be unique. Contact info@smartstepstoaustralia.com to discuss guest post opportunities. These will be clearly identified at the beginning of the post.

SPONSORED POSTS: This is content where Karen Bleakley at Smart Steps to Australia has received compensation in the form of payment, or a cash alternative, in return for writing a post, publishing a guest post or hosting a competition. Only relevant sponsored content is considered, and only ‘sponsored’ links are used in this instance in line with Google requirements. Sponsored posts are identified as ‘sponsored’ or ‘in collaboration with’ at the beginning of the post.

CONSUMER GUARANTEES: Premium content on Smart Steps to Australia or the Move to Australia Toolkit website is delivered as per the outline on the sales pages. Content is delivered via a secure membership website called Podia for digital products, and via GeoDirectories for the Move to Australia Directory. If you have any queries, questions, complaints or compliments about the content please email info@smartstepstoaustralia.com.

RETURNS AND REFUND POLICY: As content is digital, no ‘returns’ can be given, as such. There are no refunds given for products charged with a one-off price. When you buy items from the Move to Australia Toolkit with a one-off price, you receive lifetime access to that item including any future updates that are made to it (unless otherwise stated on the sales page).  Please read the sales pages carefully to ensure the product is the right fit for you. If you purchase a listing in the Move to Australia Directory, you can cancel your membership any time which will stop future payments. If you purchased an annual listing, usually no pro rate refunds will be given, however, please email info@smartstepstoaustralia.com to explain why you wish to leave and we can have a conversation.

OUTCOME: If you decide to purchase the Premium content, this has no connection to whether you are eligible for a visa or not. If you buy access and then are not invited to apply for a visa, or find out you are ineligible, no refund can be given. You are advised to ascertain your eligibility by speaking to a migration agent before purchasing. Karen Bleakley at Smart Steps to Australia does not guarantee that you will obtain a visa or place any guarantee on the outcome of your intended move to Australia. Your results depend on a number of different factors, and expert advice should always be sought.

PROFESSIONAL ADVICE: The information contained in or made available through our sites (including but not limited to information contained on videos, comments, in-person events, in emails, in text files, on social media, in the Move to Australia Facebook group or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, or legal matters.

THIRD PARTIES: If/When you purchase from any referral links or business listing on the websites or associated social media, your relationship is entirely with the business providing that product or service. You are advised to check their terms and conditions carefully before purchasing. However, Karen Bleakley at Smart Steps to Australia is interested in receiving feedback about the businesses we link to so would welcome feedback of any kind to info@smartstepstoaustralia.com.

DAMAGES: Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

DISCLAIMER: Karen Bleakley at Smart Steps to Australia / Move to Australia Toolkit / Move to Australia Directory is not a registered migration agent or a financial adviser and therefore is unable to provide visa or financial advice. You should thoroughly research any of the links you follow to ensure the services meet your needs. Smart Steps to Australia encourages you to do your own research and compare your options carefully.

MOVE TO AUSTRALIA DIRECTORY LISTINGS:

Listing fees are annual and will renew automatically. You will be sent reminder emails ahead of time to allow you to update payment details or make changes to your subscription.

You may cancel your listing within 14 days of placing your order and your listing will be removed and your fee refunded in full. Outside of this time frame, you may remove your listing at any time should you wish to do so. No pro rata refund will be given outside the 14-day cooling off period.

Directory members joining the Facebook group must follow the Facebook group rules, and specific business guidelines provided in the welcome email.

We hold the right to refuse a listing in the Move to Australia Directory if we feel it isn’t the right fit. We also hold the right to remove a listing and provide a pro rata refund if we feel the listing is no longer beneficial to our audience.

Please read the Affiliate and Referral Disclaimer here.